Cavignac & Associates | Product & Services: Surety/Bonds
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San Diego



Surety Bonds

Bond Execution

Cavignac & Associates is a specialist in developing surety bond programs. We maximize the surety creditworthiness of our clients by initially evaluating bond program needs in our office. We apply our extensive surety underwriting expertise, knowledge and relationships with key surety companies to obtain the best surety program available.

Client Focus

Cavignac & Associates' surety clients range from small, local firms to large international conglomerates in the following areas:
  • Construction – Contractors bidding and constructing both public and private works projects
  • Subdivision – Developers building public improvements
  • Commercial – General business clients in need of complying with license, permit or contract obligations
  • Court – Judicial or fiduciary proceedings requirements
Industry Involvement

Cavignac & Associates is an involved member in various trade associations that benefit both our surety clients and us:
  • Associated Builders and Contractors
  • Associated General Contractors
  • Building Industry Association
  • Construction Financial Management Association
  • Engineering General Contracting Association
  • National Association of Surety Bond Brokers
  • Robert Morris Associates
  • Surety Association of America Surety Companies

Cavignac & Associates has relationships with over 30 surety markets. This enables us to place your business with a market that will best support your business objectives, not only for your immediate need, but long-term as well. All of the surety companies Cavignac & Associates work with are rated by A. M. Best and listed by the Federal Treasury.

Construction Bonds

Cavignac & Associates provides bonds for all trades and sizes of contractors. Whether you're in need of a bond for the first time, or you're interested in developing a more competitive bond program, we can help. Jim Schabarum previously worked for national surety companies. This gives Cavignac & Associates the unique advantage of thoroughly understanding the underwriting process; the proper assistance in presenting your business plan to the surety underwriters, and how to coordinate your professional support team in realizing your company's goals and objectives.

Cavignac & Associates has dedicated construction, real estate and professional liability divisions that focus on understanding and knowing the building industry.

Surety Bond Program - General Information Requirements

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Subdivision Bonds


Cavignac & Associates has an extensive background in subdivision bonds, which enable developers to comply with requirements from local municipalities. We have the expertise to facilitate subdivision bond needs quickly at a very competitive rate, from small permit/encroachment bonds to complex master plan developments.

Subdivision Bonds - General Information Requirements
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Commercial Bonds


Cavignac & Associates has underwriting authority with a number of national surety companies. This enables us to promptly execute commercial bonds at competitive rates. Commercial bonds cover statutory, lease, finance and other bond needs that are not construction, subdivision or court-related.

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Court Bonds


Cavignac & Associates has developed a unique program with several national surety companies, which allows us to simplify and expedite your court bond needs. We understand that when court bonds are required, time is of the essence. In general, once all pertinent underwriting information is received, we can process your bonds ($2.5 million or less) within 24 hours. Bonds in excess of $2.5 million can generally be processed in less than three days.

Court Bond Program

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