Title & Description of Major Articles
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Month of Publication
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How to Prevent Injuries from Manual Materials
Handling
Reduce the number and severity of manual
handling related injuries by using safe
work practices.
Workers Compensation Experience Modification
FAQs
Experience modification allows employers to control
insurance costs through measurable loss control programs.
2007 FOCUS Seminars
See a list of Training
Seminars being offered in our Downtown FOCUS Room.
Risk Control Corner: Safety Attitude and
Behavior
Attitude affects almost all a worker does and the
way it's done.
Surviving Summer
Scorchers
Keep heat-related illnesses from turning a day
at the beach into a trip to the emergency room. |
July
2007 |
|
Surety Visits: Looking
Beyond the Surface
Find out what surety underwriters are looking
for when they visit your office or job sites.
Workers
Compensation Threshold Wage for Contractors
All contractors who have
split or bifurcated workers compensation classifications should be
aware of the break-even wage – learn how to calculate it.
Risk
Control Corner: “Making Do” – Or Tempting
Fate?
“Making do” with unsafe
substitutes can save workers a trip to the tool room – but too often
result in a ride to the hospital.
2006
FOCUS Seminars
See a list of Training
Seminars being offered through the end of the year in our Downtown
FOCUS Room. |
September 2006 |
|
Collectively Bargained Workers Compensation - Lowering
Your Cost of Risk
Find out how Collectively
Bargained Workers Compensation (CBWC) programs can significantly
reduce the total cost of risk for union employers.
Risk Control Corner: 12 Step Program to Safety - 12
Keys to Creating a Safety Culture
Creating a culture of
safety within your firm will save you money by lowering your workers
compensation claims and costs.
Generic
Medications Keep You and Your Wallet Healthy
Cost-cutting tips from our Employee Benefits
Department.
2006 Training
Seminars
A list of seminars being offered in our
Downtown Training Room during June-July 2006.
|
May
2006 |
|
Equipment Theft
Equipment theft
is on the rise! Read why - and how to protect your business.
Risk Control Corner: Construction Site Security Checklist
Is your
job site protected from theft? Use this checklist to see how your security measures up.
Are You Using the Right Vertical Accounting Software?
Simplistic construction accounting software can
cost you a bundle as you grow.
2006 Training
Seminars
See what seminars are being offered in our
Downtown Training Room through July, 2006.
|
March
2006
|
|
The Surety Market: Outlook for 2006
Find out what you can expect from the surety bond market in 2006.
Risk Control Corner: So I Delay Reporting an Injury - What Can It Cost Me?
Delays in reporting injuries can cost you a lot more than you want to pay!
Additional Insured Status vs. Indemnification - Do You Need Both?
Find out how to protect your firm's contractual interests.
Comparing MSAs, HSAs, HRAs and FSAs: Which Approach is Best?
Four plans can help soften the blow of continually rising healthcare costs.
Bonding Subcontractors
When in doubt, bond back!
Training Seminars
Cavignac Training Seminars for the first
quarter of 2006.
|
11/05
|
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California Prevailing Wage Alert!
ALERT! Read how the California Department of Industrial Relation's Prevailing Wage determinations affect every general contractor, subcontractor, owner-operator and material supplier that performs work on California Public Works projects.
Why Do Contractors Fail?
Every year thousands of contractors, whether in business for two years or 20, face bankrupcy and business failure. Read how surety bonds provide prevention and protection.
Risk Control Corner - Fleet Safety: Employer Pull Notice (EPN) Program
Read how the EPN Program can help you manage your Total Cost of Risk.
Factors Leading to Increased Healthcare Costs
Why are U.S. healthcare costs
skyrocketing? Understanding why is the key to formulating
alternatives and solutions to this challenge.
|
08/05
|
Risk Control Guidelines - Contractor's Series: Developing a Construction Contract
Your contract is as important to the success of any project as the estimate. View contract clauses that warrant special consideration.
Bid Protest Bond Program
Look out! Find out what the City of San Diego's new "Bid Protest Bond" ordinance means to you!
Risk Control Corner: OSHA Issues Citations for Violations
The average individual violation with penalty
adjustments was over $2,300. See the "Dirty Dozen" top Construction
and General Liability industry violations. |
03/05
|
Condominium Conversions: What Do Underwriters Look for?
A solid, documented set of risk management protocols should substantially reduce your exposure to loss and decrease your insurance costs.
Contractor Owners: What Is Your Return on Your Investment?
Monitor your investments to made educated business decisions.
Risk Control Corner - Reduce Your Work Comp Claims
Instituting a
Successful Incentive Program (SSIP) can reduce claims and reward
employees for good behavior. |
01/05
|
Surety Market Outlook for 2005
Will the surety market improve in 2005? See what the coming year has in store for the surety bond industry.
Year-End Planning vs. Year-End Reacting
Changing your year-end planning meeting's date, focus and participants will build relationships that can greatly improve your bottom line.
Risk Control Corner
Looking for more competitive premiums? First reduce and manage your Total Cost of Risk (TCOR).
Need Employee Retirement or Medical Benefit Plans?
Cavignac & Associates is
an authorized broker for AGC benefit plans! |
11/04
|
Contractors Professional Liability Insurance (CPL)
Design-build contractors have
a significant amount of professional liability exposure. Read why
you may need CPL coverage. |
09/04
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The Longshore and Harbor Workers Compensation Act (USL&H)
Contractors performing work on or "near" coastal waters need to understand how USL&H may affect their construction operations.
Safety Incentive Program
Positive reinforcement is the most successful method to motivate employees to work safely.
MyWave Client Center
A value-added service
exclusively for clients of our Employee Benefits
Department. |
07/04
|
Transferring Risk: Current Challenges
Every firm in every business engages in contractual risk
transfer. Find out how to shift responsibility for risk to the party
best able to control it. |
03/04
|
Construction Professionals - Do They Surround Your Company? Do You Maximize Those Relationships?
Reaching your business objectives and the ultimate success of your company depend on working with the right people.
Update Your Business Plan Annually
Measuring
performance is critical to success. See our sample outline of
information that surety and insurance companies expect to see in a
typical business plan. |
11/03
|
Contractors Pollution Liability Insurance
Most contractors have a pollution liability exposure of some type.
Find out how to evaluate not only your exposure to this risk, but how to
evaluate a policy to cover it.
Common Environmental Exposures for General Business Contractors
This article provides an outline of typical environmental exposures common to the construction industry.
Contractors Pollution Liability - Case Studies
Case studies illustrate
Pollution Liability claims not covered by a contractor's General
Liability policy.
|
09/03
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The Right Way to Write Builders Risk Insurance
Find out what you need to know
to tailor builders risk coverage for your purposes. |
05/03
|
Properly Insuring Construction Projects
General Liability insurance is
not enough to adequately cover a project's exposures to loss. Find
out why. |
03/03
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